For FY2025 ended Dec 31, Credit Bureau Asia (CBA) has reported $60.1 million in revenue, in contrast to $59.7 million for the previous year. CBA says that this was its highest recorded revenue since its establishment.
On earnings, net profit before tax (NPBT) remained “relatively” unchanged at $30.2 million, while patmi declined 4% y-o-y to $10.7 million. CBA attributes the reduction in patmi to a drop in interest income caused by the weaker interest rate environment and US dollar.
On a segmental basis, CBA says that the financial institution (FI) data business demonstrated sustained growth with the Singapore business continuing to outperform while the Cambodia business experienced a positive turnaround for the second-half of the year in contrast to a slower first half. Revenue increased by $0.8 million or 3% from $27.2 million in FY2024 to $28.0 million in FY2025. NPBT for the segment grew by $0.2 million or 1.3% y-o-y to $15.3 million
The non-FI data business remains “resilient” says CBA. Segment revenue dropped by approximately $0.4 million, or 1.3%, from $32.6 million in FY2024 to $32.1 million in FY2025. NPBT dipped by $0.5 million or 3.3% to $14.8 million. CBA adds that the segment enjoyed a “healthy rebound” in 2HFY2025 as businesses around the world adjusted to evolving global trade policy.
Balance sheet-wise, the company held $104.8 million in assets against liabilities of $30.3 million. CBA had no borrowings and held cash and bank balances of around $46.5 million as at end-December 2025.
CBA will be undertaking a capital reduction and cash distribution exercise to return surplus capital of nine cents per share back to shareholders. It is proposing a final dividend per share of 2.2 cents, a 10% increase over the same period last year, bringing the total dividend payout for FY2025 to 4.2 cents per share. Payment of the final dividend is scheduled for May 22.
See also: SIA reports 3QFY2026 earnings of $505 mil; revenue reaches quarterly record
Shares in CBA closed one cent or 0.8% higher at $1.27 on Feb 24.
