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US SEC approves plan removing day-trading limit for investors

Bernard Goyder & Paige Smith / Bloomberg
Bernard Goyder & Paige Smith / Bloomberg • 2 min read
US SEC approves plan removing day-trading limit for investors
The new margin standards, which require customers to have enough equity in their account to cover the risks they run at that moment, will apply to all investors rather than just small ones.
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(April 15): The US Securities and Exchange Commission (SEC) gave the go-ahead for sweeping changes to a restriction on day-trading activity by small investors on Tuesday in a move cheered by retail brokers.

The Financial Industry Regulatory Authority (FINRA), Wall Street’s self-regulatory watchdog, had proposed reworking the pattern day trading rule, which bans a trader from making more than four day-trades in a five-day period if their margin account has less than US$25,000 ($31,796.38) in assets.

The new margin standards, which require customers to have enough equity in their account to cover the risks they run at that moment, will apply to all investors rather than just small ones.

Public feedback “overwhelmingly supported” the plan, which includes the “elimination of the US$25,000 minimum equity requirements and definition of pattern day trader”, SEC assistant secretary Sherry Haywood wrote in an order.

Steve Quirk, the chief brokerage officer of Robinhood Markets Inc, said in an email that FINRA’s updates were a “significant step forward in empowering retail investors”.

“By eliminating antiquated barriers, this change better reflects the modern trading landscape and ensures everyone has the freedom to invest and participate in the markets on their own terms”, Quirk said.

See also: Wall Street investors block out market volatility triggered by war

Reforms to pattern day trading restrictions are “long overdue”, said Anthony Denier, the group president of Webull Corp.

Shares in Robinhood rose 5.6% in pre-market trading on Wednesday, while Webull gained 7.2%.

Uploaded by Tham Yek Lee

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