Its interest income and hiring charges for the period was $67.1 million, down 13% y-o-y. Interest expense, meanwhile, dropped 36% to $27.4 million amid a lower interest rate environment.
However, the company made a $4.78 million provision, versus an "immaterial" write-back of $13,000 in the year-earlier period.
With the latest 2HFY2025 numbers, the company's full-year earnings increased by 16% to $42.3 million.
SingFinance plans to pay a higher dividend of 7.5 cents per share, up from 6.5 cents paid for FY2024.
In its earnings commentary, SingFinance warns that downside risks remain this year.
As such, the company is keeping a "cautious" outlook for 2026, recognising that significant challenges and uncertainties persist.
"In the new year, we will remain steadfast in managing our risk exposures in a prudent manner and seek to maintain our strong capital and liquidity positions for sustainable growth," says SingFinance.
Sing Investments & Finance shares closed at $1.73, up 2.37%.
